1 / 6
23score
↓ $42,400
$199,900
MLS
Street view20 N Kealing Ave
Indianapolis IN 46201 · Single Family · built 1921
3 bd2 ba1,220 sqft$164/sqft vs ZIP $141 +16%
1.11 lender DSCR (est.)
Rent covers the estimated payment 1.11× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 21%
The underwriting
The numbers (estimates, illustrative)
$199,900List price
$1,450Rent estimate / mo
1.11Lender DSCR (est.)
$2,152Taxes / yr · county assessor
$141ZIP median $ / sqft
23/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$1,048 |
| − Taxes | −$179 |
| − Insurance | −$83 |
| = Cash flow before vacancy & repairs | $139 |
The numbers
- Price
- $199,900
- $ / sq ft
- $164 ZIP median $141
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $2,152/yr 2% cap on assessed value $107,600
- PITIA (assumed)
- $1,311/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.11 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 23/100 price cut 21%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,220 sq ft
- Lot
- 3,485 sq ft
- Year built
- 1921
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121028
- Listed
- Aug 20, 2026
- Days on market
- 58
- Listing agent
- Luis Coronel · Realty of America LLC
3175130076 · luiscarloscoronel@gmail.com - Price history
- First asked $242,300 · previously $225,000 cut $42,400
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.