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31score
$325,000
MLS
Street view2008 W State Rd
Westfield IN 46074 · Single Family · built 1900
3 bd2 ba2,176 sqft$149/sqft vs ZIP $211 −29%
1.00 lender DSCR (est.)
Rent covers the estimated payment 1.00× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,173/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
29% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$2,173Rent estimate / mo
1.00Lender DSCR (est.)
$3,900Taxes / yr · assumed 1.2%
$211ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,173 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$325 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $8 |
The numbers
- Price
- $325,000
- $ / sq ft
- $149 ZIP median $211
- Rent estimate
- $2,173/mo HUD fair-market rent
- Property taxes
- $3,900/yr assumed 1.2% of price
- PITIA (assumed)
- $2,165/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.00 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 29% under ZIP $/sqft
The property
- Beds / baths
- 3 / 2
- Living area
- 2,176 sq ft
- Lot
- 18,295 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132726
- Listed
- Oct 24, 2026
- Days on market
- 8
- Listing agent
- Shelby Scott · Re/Max Advanced Realty
7656355836 · shelby@indyhomepros.com - Price history
- First asked $325,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.