1 / 6
59score
↓ $10,000
$159,900
MLS
Street view2015 Ralston Ave
Indianapolis IN 46218 · Single Family · built 2009
5 bd2 ba1,400 sqft$114/sqft vs ZIP $138 −17%
1.36 lender DSCR (est.)
Rent covers the estimated payment 1.36× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,695/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.3617% under ZIP $/sqftprice cut 6%below assessed value
The underwriting
The numbers (estimates, illustrative)
$159,900List price
$1,695Rent estimate / mo
1.36Lender DSCR (est.)
$4,064Taxes / yr · county assessor
$138ZIP median $ / sqft
59/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,695 |
| − Mortgage (P&I) | −$839 |
| − Taxes | −$339 |
| − Insurance | −$67 |
| = Cash flow before vacancy & repairs | $451 |
The numbers
- Price
- $159,900
- $ / sq ft
- $114 ZIP median $138
- Rent estimate
- $1,695/mo HUD fair-market rent
- Property taxes
- $4,064/yr 2% cap on assessed value $203,200
- PITIA (assumed)
- $1,244/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.36 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 59/100 DSCR 1.36 · 17% under ZIP $/sqft · price cut 6% · below assessed value
The property
- Beds / baths
- 5 / 2
- Living area
- 1,400 sq ft
- Lot
- 12,632 sq ft
- Year built
- 2009
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22074229
- Listed
- Nov 20, 2025
- Days on market
- 331
- Listing agent
- Brian Pachciarz · Blp Realty Group
8889746963 · bpgagolf@yahoo.com - Price history
- First asked $169,900 · previously $164,900 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.