Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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26score
↓ $5,000
$474,900
MLS
Street view2020 Ruckle St
Indianapolis IN 46202 · Single Family · built 2006
4 bd3.5 ba2,962 sqft$160/sqft vs ZIP $207 −23%
0.99 lender DSCR (est.)
Rent covers the estimated payment 0.99× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $3,398/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
22% under ZIP $/sqftprice cut 1%
The underwriting
The numbers (estimates, illustrative)
$474,900List price
$3,398Rent estimate / mo
0.99Lender DSCR (est.)
$8,970Taxes / yr · county assessor
$207ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $3,398 |
| − Mortgage (P&I) | −$2,490 |
| − Taxes | −$748 |
| − Insurance | −$198 |
| = Cash flow before vacancy & repairs | $-38 |
The numbers
- Price
- $474,900
- $ / sq ft
- $160 ZIP median $207
- Rent estimate
- $3,398/mo ZIP + bedroom comps
- Property taxes
- $8,970/yr 2% cap on assessed value $448,500
- PITIA (assumed)
- $3,436/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.99 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 22% under ZIP $/sqft · price cut 1%
The property
- Beds / baths
- 4 / 3.5
- Living area
- 2,962 sq ft
- Lot
- 4,792 sq ft
- Year built
- 2006
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119598
- Listed
- Aug 11, 2026
- Days on market
- 53
- Listing agent
- Mina Kadhum · Trueblood Real Estate
3173746055 · mina@truebloodre.com - Price history
- First asked $479,900 · previously $479,900 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.