Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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34score
↓ $36,000
$499,000
MLS
Street view20249 Atchison Way
Westfield IN 46074 · Single Family · built 2024
4 bd3.5 ba3,316 sqft$150/sqft vs ZIP $210 −28%
0.71 lender DSCR (est.)
Rent covers the estimated payment 0.71× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,703/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
28% under ZIP $/sqftprice cut 7%
The underwriting
The numbers (estimates, illustrative)
$499,000List price
$2,703Rent estimate / mo
0.71Lender DSCR (est.)
$9,738Taxes / yr · county assessor
$210ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,703 |
| − Mortgage (P&I) | −$2,617 |
| − Taxes | −$812 |
| − Insurance | −$208 |
| − HOA | −$187 |
| = Cash flow before vacancy & repairs | $-1,120 |
The numbers
- Price
- $499,000
- $ / sq ft
- $150 ZIP median $210
- Rent estimate
- $2,703/mo HUD fair-market rent
- Property taxes
- $9,738/yr 2% cap on assessed value $486,900
- PITIA (assumed)
- $3,823/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $187/mo
- Lender DSCR (est.)
- 0.71 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 28% under ZIP $/sqft · price cut 7%
The property
- Beds / baths
- 4 / 3.5
- Living area
- 3,316 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2024
- Property type
- Single Family
- HOA
- $187/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22112831
- Listed
- Jul 9, 2026
- Days on market
- 88
- Listing agent
- Paul Commons · Ever Real Estate, LLC
3178041456 · paul.commons@talktotucker.com - Price history
- First asked $535,000 · previously $535,000 cut $36,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.