1 / 6
49score
$145,000
MLS
Street view2029 E 44th St
Indianapolis IN 46205 · Single Family · built 1930
2 bd1 ba960 sqft$151/sqft vs ZIP $163 −7%
1.57 lender DSCR (est.)
Rent covers the estimated payment 1.57× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,499/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.57
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$1,499Rent estimate / mo
1.57Lender DSCR (est.)
$1,626Taxes / yr · county assessor
$163ZIP median $ / sqft
49/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,499 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$136 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $543 |
The numbers
- Price
- $145,000
- $ / sq ft
- $151 ZIP median $163
- Rent estimate
- $1,499/mo ZIP + bedroom comps
- Property taxes
- $1,626/yr 2% cap on assessed value $81,300
- PITIA (assumed)
- $956/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.57 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 49/100 DSCR 1.57
The property
- Beds / baths
- 2 / 1
- Living area
- 960 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22076926
- Listed
- Dec 18, 2025
- Days on market
- 288
- Listing agent
- Justin Capps · Ferris Property Group
3176948679 · justin@cappsrealty.com - Price history
- First asked $145,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.