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19score
New
$300,000
MLS
Street view2040 St Clifford Dr
Indianapolis IN 46239 · Single Family · built 2005
4 bd2.5 ba2,264 sqft$133/sqft vs ZIP $151 −12%
0.96 lender DSCR (est.)
Rent covers the estimated payment 0.96× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,100/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
12% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$300,000List price
$2,100Rent estimate / mo
0.96Lender DSCR (est.)
$5,582Taxes / yr · county assessor
$151ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,100 |
| − Mortgage (P&I) | −$1,573 |
| − Taxes | −$465 |
| − Insurance | −$125 |
| − HOA | −$26 |
| = Cash flow before vacancy & repairs | $-89 |
The numbers
- Price
- $300,000
- $ / sq ft
- $133 ZIP median $151
- Rent estimate
- $2,100/mo ZIP + bedroom comps
- Property taxes
- $5,582/yr 2% cap on assessed value $279,100
- PITIA (assumed)
- $2,189/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $26/mo
- Lender DSCR (est.)
- 0.96 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 12% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,264 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- $26/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129387
- Listed
- Oct 2, 2026
- Days on market
- 7
- Listing agent
- Jamie Suchotzky · Red Hot, REALTORS LLC
3175519589 · jamie@redhotrealtors.com - Price history
- First asked $300,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.