1 / 6
19score
↓ $3,500
$225,000
MLS
Street view2043 Orchid Bloom Dr
Indianapolis IN 46231 · Single Family · built 2002
3 bd2 ba1,172 sqft$192/sqft vs ZIP $147 +31%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,805/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 2%registered rental
The underwriting
The numbers (estimates, illustrative)
$225,000List price
$1,805Rent estimate / mo
1.10Lender DSCR (est.)
$4,132Taxes / yr · county assessor
$147ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,805 |
| − Mortgage (P&I) | −$1,180 |
| − Taxes | −$344 |
| − Insurance | −$94 |
| − HOA | −$22 |
| = Cash flow before vacancy & repairs | $165 |
The numbers
- Price
- $225,000
- $ / sq ft
- $192 ZIP median $147
- Rent estimate
- $1,805/mo ZIP + bedroom comps
- Property taxes
- $4,132/yr 2% cap on assessed value $206,600
- PITIA (assumed)
- $1,640/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $22/mo
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 price cut 2% · registered rental
The property
- Beds / baths
- 3 / 2
- Living area
- 1,172 sq ft
- Lot
- 4,356 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $22/mo
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22120997
- Listed
- Aug 18, 2026
- Days on market
- 60
- Listing agent
- Rosie Berzenye · T&H Realty Services, Inc.
3178148208 · 210285.lead@leads.leadrouter.com - Price history
- First asked $228,500 · previously $228,500 cut $3,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.