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8score
$124,900
MLS
Street view2045 E 49th St
Indianapolis IN 46205 · Single Family · built 1940
1 bd1 ba676 sqft$185/sqft vs ZIP $163 +13%
0.98 lender DSCR (est.)
Rent covers the estimated payment 0.98× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $866/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
registered rental
The underwriting
The numbers (estimates, illustrative)
$124,900List price
$866Rent estimate / mo
0.98Lender DSCR (est.)
$2,076Taxes / yr · county assessor
$163ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $866 |
| − Mortgage (P&I) | −$655 |
| − Taxes | −$173 |
| − Insurance | −$52 |
| = Cash flow before vacancy & repairs | $-14 |
The numbers
- Price
- $124,900
- $ / sq ft
- $185 ZIP median $163
- Rent estimate
- $866/mo ZIP + bedroom comps
- Property taxes
- $2,076/yr 2% cap on assessed value $103,800
- PITIA (assumed)
- $880/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.98 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 registered rental
The property
- Beds / baths
- 1 / 1
- Living area
- 676 sq ft
- Lot
- 2,178 sq ft
- Year built
- 1940
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22125661
- Listed
- Sep 11, 2026
- Days on market
- 21
- Listing agent
- Jeremy Tallman · T&H Realty Services, Inc.
3172557767 · marketing@threaltyinc.com - Price history
- First asked $124,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.