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3score
New Construction
$170,000
MLS
Street view2053 Ralston Ave
Indianapolis IN 46218 · Single Family · built 2026
2 bd2 ba1,260 sqft$135/sqft vs ZIP $138 −2%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,095/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$170,000List price
$1,095Rent estimate / mo
0.93Lender DSCR (est.)
$2,040Taxes / yr · assumed 1.2%
$138ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,095 |
| − Mortgage (P&I) | −$891 |
| − Taxes | −$170 |
| − Insurance | −$71 |
| − HOA | −$50 |
| = Cash flow before vacancy & repairs | $-87 |
The numbers
- Price
- $170,000
- $ / sq ft
- $135 ZIP median $138
- Rent estimate
- $1,095/mo ZIP + bedroom comps
- Property taxes
- $2,040/yr assumed 1.2% of price
- PITIA (assumed)
- $1,182/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $50/mo
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100
The property
- Beds / baths
- 2 / 2
- Living area
- 1,260 sq ft
- Lot
- 4,356 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $50/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- 22113530
- Listed
- Jul 13, 2026
- Days on market
- 110
- Listing agent
- Danielle Coleman · Garnet Group
5132088624 · soldbydaniellecoleman@gmail.com - Price history
- First asked $170,000 · previously $160,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.