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51score
$220,000
MLS
Street view207 S Girls School Rd
Indianapolis IN 46231 · Single Family · built 1961
4 bd1.5 ba1,516 sqft$145/sqft vs ZIP $156 −7%
1.73 lender DSCR (est.)
Rent covers the estimated payment 1.73× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,545/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.73
The underwriting
The numbers (estimates, illustrative)
$220,000List price
$2,545Rent estimate / mo
1.73Lender DSCR (est.)
$2,742Taxes / yr · county assessor
$156ZIP median $ / sqft
51/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,545 |
| − Mortgage (P&I) | −$1,154 |
| − Taxes | −$229 |
| − Insurance | −$92 |
| = Cash flow before vacancy & repairs | $1,071 |
The numbers
- Price
- $220,000
- $ / sq ft
- $145 ZIP median $156
- Rent estimate
- $2,545/mo HUD fair-market rent
- Property taxes
- $2,742/yr 2% cap on assessed value $137,100
- PITIA (assumed)
- $1,474/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.73 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 51/100 DSCR 1.73
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,516 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119179
- Listed
- Aug 10, 2026
- Days on market
- 52
- Listing agent
- Fletcher Daly · New Quantum Realty Group
3172506088 · centurionres@att.net - Price history
- First asked $220,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.