1 / 6
10score
↓ $300,000
$2,999,000
MLS
Street view20915 Chatham Ridge Blvd
Westfield IN 46074 · Single Family · built 2018
5 bd5.5 ba7,859 sqft$382/sqft vs ZIP $211 +81%
0.13 lender DSCR (est.)
Rent covers the estimated payment 0.13× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,647/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 10%
The underwriting
The numbers (estimates, illustrative)
$2,999,000List price
$2,647Rent estimate / mo
0.13Lender DSCR (est.)
$47,304Taxes / yr · county assessor
$211ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,647 |
| − Mortgage (P&I) | −$15,727 |
| − Taxes | −$3,942 |
| − Insurance | −$1,250 |
| − HOA | −$119 |
| = Cash flow before vacancy & repairs | $-18,391 |
The numbers
- Price
- $2,999,000
- $ / sq ft
- $382 ZIP median $211
- Rent estimate
- $2,647/mo HUD fair-market rent
- Property taxes
- $47,304/yr 2% cap on assessed value $2,365,200
- PITIA (assumed)
- $21,038/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $119/mo
- Lender DSCR (est.)
- 0.13 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 10%
The property
- Beds / baths
- 5 / 5.5
- Living area
- 7,859 sq ft
- Lot
- 17,860 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- $119/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121283
- Listed
- Aug 20, 2026
- Days on market
- 74
- Listing agent
- Trina Einterz Roth · Century 21 Scheetz
3179025252 · trina@trusttrina.com - Price history
- First asked $3,299,000 · previously $3,299,000 cut $300,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.