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17score
$485,000
MLS
Street view2150 S Post Rd
Indianapolis IN 46239 · Single Family · built 1985
0 bd4 ba3,722 sqft$130/sqft vs ZIP $152 −14%
0.27 lender DSCR (est.)
Rent covers the estimated payment 0.27× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,122/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
14% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$485,000List price
$1,122Rent estimate / mo
0.27Lender DSCR (est.)
$16,072Taxes / yr · county assessor
$152ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,122 |
| − Mortgage (P&I) | −$2,543 |
| − Taxes | −$1,339 |
| − Insurance | −$202 |
| = Cash flow before vacancy & repairs | $-2,963 |
The numbers
- Price
- $485,000
- $ / sq ft
- $130 ZIP median $152
- Rent estimate
- $1,122/mo HUD fair-market rent
- Property taxes
- $16,072/yr 2% cap on assessed value $803,600
- PITIA (assumed)
- $4,085/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.27 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 14% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 0 / 4
- Living area
- 3,722 sq ft
- Lot
- 130,680 sq ft
- Year built
- 1985
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22088958
- Listed
- Apr 21, 2026
- Days on market
- 165
- Listing agent
- David Baird · Ok Baird, Llc
3178624112 · david@okbaird.com - Price history
- First asked $485,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.