1 / 6
0score
$589,000
MLS
Street view2221 Pleasant St
Indianapolis IN 46203 · Single Family · built 2026
4 bd3.5 ba3,000 sqft$196/sqft vs ZIP $168 +17%
0.56 lender DSCR (est.)
Rent covers the estimated payment 0.56× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,207/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$589,000List price
$2,207Rent estimate / mo
0.56Lender DSCR (est.)
$7,068Taxes / yr · assumed 1.2%
$168ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,207 |
| − Mortgage (P&I) | −$3,089 |
| − Taxes | −$589 |
| − Insurance | −$245 |
| = Cash flow before vacancy & repairs | $-1,716 |
The numbers
- Price
- $589,000
- $ / sq ft
- $196 ZIP median $168
- Rent estimate
- $2,207/mo ZIP + bedroom comps
- Property taxes
- $7,068/yr assumed 1.2% of price
- PITIA (assumed)
- $3,923/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.56 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 3.5
- Living area
- 3,000 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132113
- Listed
- Oct 18, 2026
- Days on market
- 14
- Listing agent
- Lenny Lam · Lenny Realty Llc
3172502808 · cheunlam@aol.com - Price history
- First asked $589,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.