1 / 6
0score
$315,000
MLS
Street view2227 Heartland Ln
Brownsburg IN 46112 · Single Family · built 2012
3 bd2 ba1,580 sqft$199/sqft vs ZIP $181 +10%
0.68 lender DSCR (est.)
Rent covers the estimated payment 0.68× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,888/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$315,000List price
$1,888Rent estimate / mo
0.68Lender DSCR (est.)
$3,780Taxes / yr · assumed 1.2%
$181ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,888 |
| − Mortgage (P&I) | −$1,652 |
| − Taxes | −$315 |
| − Insurance | −$131 |
| − HOA | −$675 |
| = Cash flow before vacancy & repairs | $-885 |
The numbers
- Price
- $315,000
- $ / sq ft
- $199 ZIP median $181
- Rent estimate
- $1,888/mo HUD fair-market rent
- Property taxes
- $3,780/yr assumed 1.2% of price
- PITIA (assumed)
- $2,773/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $675/mo
- Lender DSCR (est.)
- 0.68 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,580 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2012
- Property type
- Single Family
- HOA
- $675/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 202643945
- Listed
- Oct 23, 2026
- Days on market
- 11
- Listing agent
- Theresa Sicinski · RE/MAX Acclaimed Properties
8123323001 · theresa.sicinski@gmail.com - Price history
- First asked $315,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.