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40score
$175,000
MLS
Street view226 Miley Ave
Indianapolis IN 46222 · Single Family · built 1910
3 bd2 ba998 sqft$175/sqft vs ZIP $153 +15%
1.52 lender DSCR (est.)
Rent covers the estimated payment 1.52× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,775/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.52
The underwriting
The numbers (estimates, illustrative)
$175,000List price
$1,775Rent estimate / mo
1.52Lender DSCR (est.)
$2,100Taxes / yr · assumed 1.2%
$153ZIP median $ / sqft
40/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,775 |
| − Mortgage (P&I) | −$918 |
| − Taxes | −$175 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $609 |
The numbers
- Price
- $175,000
- $ / sq ft
- $175 ZIP median $153
- Rent estimate
- $1,775/mo ZIP + bedroom comps
- Property taxes
- $2,100/yr assumed 1.2% of price
- PITIA (assumed)
- $1,166/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 40/100 DSCR 1.52
The property
- Beds / baths
- 3 / 2
- Living area
- 998 sq ft
- Lot
- 7,405 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132281
- Listed
- Oct 23, 2026
- Days on market
- 8
- Listing agent
- Gabriela Gonzalez · Highgarden Real Estate
3172681800 · ggonzalez@c21scheetz.com - Price history
- First asked $175,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.