1 / 6
22score
↓ $10,000
$290,000
MLS
Street view2321 Guilford Ave
Indianapolis IN 46205 · Multi-Family · built 1920
3 bd2 ba3,710 sqft$78/sqft vs ZIP $165 −53%
0.89 lender DSCR (est.)
Rent covers the estimated payment 0.89× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
53% under ZIP $/sqftverify conditionprice cut 3%
The underwriting
The numbers (estimates, illustrative)
$290,000List price
$1,710Rent estimate / mo
0.89Lender DSCR (est.)
$3,480Taxes / yr · assumed 1.2%
$165ZIP median $ / sqft
22/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,521 |
| − Taxes | −$290 |
| − Insurance | −$121 |
| = Cash flow before vacancy & repairs | $-222 |
The numbers
- Price
- $290,000
- $ / sq ft
- $78 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $3,480/yr assumed 1.2% of price
- PITIA (assumed)
- $1,932/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.89 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 22/100 53% under ZIP $/sqft · verify condition · price cut 3%
The property
- Beds / baths
- 3 / 2
- Living area
- 3,710 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1920
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22075538
- Listed
- Dec 5, 2025
- Days on market
- 316
- Listing agent
- Connor Jones · Mark Dietel Realty, LLC
3176542593 · connor.jones@markdietel.com - Price history
- First asked $300,000 · previously $300,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.