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7score
$174,000
MLS
Street view2323 English Ave
Indianapolis IN 46201 · Single Family · built 1900
2 bd1 ba1,192 sqft$146/sqft vs ZIP $141 +4%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$174,000List price
$1,195Rent estimate / mo
0.93Lender DSCR (est.)
$3,624Taxes / yr · county assessor
$141ZIP median $ / sqft
7/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$912 |
| − Taxes | −$302 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $-92 |
The numbers
- Price
- $174,000
- $ / sq ft
- $146 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $3,624/yr 2% cap on assessed value $181,200
- PITIA (assumed)
- $1,287/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 7/100 below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 1,192 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130344
- Listed
- Oct 9, 2026
- Days on market
- 9
- Listing agent
- Marcy Souers · Exp Realty, LLC
3177451596 · marcia@bvindy.com - Price history
- First asked $174,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.