1 / 6
81score
↓ $15,000
$79,900
MLS
Street view2339 Hoyt Ave
Indianapolis IN 46203 · Single Family · built 1908
2 bd1 ba634 sqft$126/sqft vs ZIP $168 −25%
1.87 lender DSCR (est.)
Rent covers the estimated payment 1.87× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,119/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.8725% under ZIP $/sqftprice cut 19%below assessed value
The underwriting
The numbers (estimates, illustrative)
$79,900List price
$1,119Rent estimate / mo
1.87Lender DSCR (est.)
$1,738Taxes / yr · county assessor
$168ZIP median $ / sqft
81/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,119 |
| − Mortgage (P&I) | −$419 |
| − Taxes | −$145 |
| − Insurance | −$33 |
| = Cash flow before vacancy & repairs | $522 |
The numbers
- Price
- $79,900
- $ / sq ft
- $126 ZIP median $168
- Rent estimate
- $1,119/mo rent comps
- Property taxes
- $1,738/yr 2% cap on assessed value $86,900
- PITIA (assumed)
- $597/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 81/100 DSCR 1.87 · 25% under ZIP $/sqft · price cut 19% · below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 634 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1908
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128412
- Listed
- Sep 28, 2026
- Days on market
- 19
- Listing agent
- Brian Pachciarz · Blp Realty Group
8889746963 · bpgagolf@yahoo.com - Price history
- First asked $94,900 · previously $84,900 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.