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10score
New
$495,000
MLS
Street view2411 N Talbott St
Indianapolis IN 46205 · Single Family · built 2003
4 bd3 ba2,674 sqft$185/sqft vs ZIP $163 +14%
0.81 lender DSCR (est.)
Rent covers the estimated payment 0.81× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,973/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$495,000List price
$2,973Rent estimate / mo
0.81Lender DSCR (est.)
$10,152Taxes / yr · county assessor
$163ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,973 |
| − Mortgage (P&I) | −$2,596 |
| − Taxes | −$846 |
| − Insurance | −$206 |
| − HOA | −$19 |
| = Cash flow before vacancy & repairs | $-694 |
The numbers
- Price
- $495,000
- $ / sq ft
- $185 ZIP median $163
- Rent estimate
- $2,973/mo ZIP + bedroom comps
- Property taxes
- $10,152/yr 2% cap on assessed value $507,600
- PITIA (assumed)
- $3,667/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $19/mo
- Lender DSCR (est.)
- 0.81 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 new this week · below assessed value
The property
- Beds / baths
- 4 / 3
- Living area
- 2,674 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- $19/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127006
- Listed
- Sep 30, 2026
- Days on market
- 4
- Listing agent
- Steven Kass · Carpenter Realtors, Northwest
3175906276 · stevengmac@aol.com - Price history
- First asked $495,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.