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30score
$325,000
MLS
Street view2421 Central Ave
Indianapolis IN 46205 · Single Family · built 1953
4 bd2.5 ba1,872 sqft$174/sqft vs ZIP $163 +7%
1.37 lender DSCR (est.)
Rent covers the estimated payment 1.37× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,973/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.37
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$2,973Rent estimate / mo
1.37Lender DSCR (est.)
$3,996Taxes / yr · county assessor
$163ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,973 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$333 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $800 |
The numbers
- Price
- $325,000
- $ / sq ft
- $174 ZIP median $163
- Rent estimate
- $2,973/mo ZIP + bedroom comps
- Property taxes
- $3,996/yr 2% cap on assessed value $199,800
- PITIA (assumed)
- $2,173/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.37 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 DSCR 1.37
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,872 sq ft
- Lot
- 7,405 sq ft
- Year built
- 1953
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127199
- Listed
- Sep 25, 2026
- Days on market
- 8
- Listing agent
- Arch Nevins · Exp Realty, LLC
3176860612 · arch@nevinspropertygroup.com - Price history
- First asked $325,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.