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5score
New Construction
$325,000
MLS
Street view2432 Winthrop Ave
Indianapolis IN 46205 · Single Family · built 2025
3 bd2.5 ba1,526 sqft$213/sqft vs ZIP $165 +29%
0.71 lender DSCR (est.)
Rent covers the estimated payment 0.71× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,638/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$1,638Rent estimate / mo
0.71Lender DSCR (est.)
$3,900Taxes / yr · assumed 1.2%
$165ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,638 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$325 |
| − Insurance | −$135 |
| − HOA | −$150 |
| = Cash flow before vacancy & repairs | $-677 |
The numbers
- Price
- $325,000
- $ / sq ft
- $213 ZIP median $165
- Rent estimate
- $1,638/mo ZIP + bedroom comps
- Property taxes
- $3,900/yr assumed 1.2% of price
- PITIA (assumed)
- $2,315/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $150/mo
- Lender DSCR (est.)
- 0.71 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,526 sq ft
- Lot
- 1,742 sq ft
- Year built
- 2025
- Property type
- Single Family
- HOA
- $150/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- 22131679
- Listed
- Oct 16, 2026
- Days on market
- 16
- Listing agent
- Michael Scott · Scott Estates
3177306860 · mikescottestates@gmail.com - Price history
- First asked $325,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.