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1 / 6
15score
↓ $50,000
$649,900
MLS
Street view2439 Collins Dr
Westfield IN 46074 · Single Family · built 2023
3 bd3 ba2,577 sqft$252/sqft vs ZIP $210 +20%
0.44 lender DSCR (est.)
Rent covers the estimated payment 0.44× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 8%below assessed value
The underwriting
The numbers (estimates, illustrative)
$649,900List price
$2,219Rent estimate / mo
0.44Lender DSCR (est.)
$13,228Taxes / yr · county assessor
$210ZIP median $ / sqft
15/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$3,408 |
| − Taxes | −$1,102 |
| − Insurance | −$271 |
| − HOA | −$250 |
| = Cash flow before vacancy & repairs | $-2,812 |
The numbers
- Price
- $649,900
- $ / sq ft
- $252 ZIP median $210
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $13,228/yr 2% cap on assessed value $661,400
- PITIA (assumed)
- $5,031/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $250/mo
- Lender DSCR (est.)
- 0.44 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 15/100 price cut 8% · below assessed value
The property
- Beds / baths
- 3 / 3
- Living area
- 2,577 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2023
- Property type
- Single Family
- HOA
- $250/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22106905
- Listed
- Jun 18, 2026
- Days on market
- 109
- Listing agent
- Janet Hiatt · Compass of Indiana, LLC
3178437766 · janet.hiatt@talktotucker.com - Price history
- First asked $699,900 · previously $699,900 cut $50,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.