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62score
New
$325,000
MLS
Street view2442 Guilford Ave
Indianapolis IN 46205 · Single Family · built 1920
4 bd2.5 ba2,464 sqft$132/sqft vs ZIP $165 −20%
1.62 lender DSCR (est.)
Rent covers the estimated payment 1.62× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $3,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6220% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$3,600Rent estimate / mo
1.62Lender DSCR (est.)
$4,588Taxes / yr · county assessor
$165ZIP median $ / sqft
62/100Deal Score
Monthly picture (illustrative)
| Rent est. | $3,600 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$382 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $1,378 |
The numbers
- Price
- $325,000
- $ / sq ft
- $132 ZIP median $165
- Rent estimate
- $3,600/mo ZIP + bedroom comps
- Property taxes
- $4,588/yr 2% cap on assessed value $229,400
- PITIA (assumed)
- $2,222/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.62 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 62/100 DSCR 1.62 · 20% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,464 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22134023
- Listed
- Oct 31, 2026
- Days on market
- 30 relisted — counted from when we first saw it
- Listing agent
- Doug Fredbeck · Keller Williams Indpls Metro N
3175228785 · doug.fredbeck@kw.com - Price history
- First asked $325,000 · previously $265,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.