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45score
$164,900
MLS
Street view2510 S Pennsylvania St
Indianapolis IN 46225 · Single Family · built 1923
2 bd1 ba796 sqft$207/sqft vs ZIP $148 +40%
1.78 lender DSCR (est.)
Rent covers the estimated payment 1.78× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,925/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.78
The underwriting
The numbers (estimates, illustrative)
$164,900List price
$1,925Rent estimate / mo
1.78Lender DSCR (est.)
$1,780Taxes / yr · county assessor
$148ZIP median $ / sqft
45/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,925 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$148 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $843 |
The numbers
- Price
- $164,900
- $ / sq ft
- $207 ZIP median $148
- Rent estimate
- $1,925/mo ZIP + bedroom comps
- Property taxes
- $1,780/yr 2% cap on assessed value $89,000
- PITIA (assumed)
- $1,082/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.78 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 45/100 DSCR 1.78
The property
- Beds / baths
- 2 / 1
- Living area
- 796 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1923
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22055457
- Listed
- Aug 7, 2025
- Days on market
- 436
- Listing agent
- Todd Campbell · United Real Estate Indpls
3179893272 · realtortodd@live.com - Price history
- First asked $164,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.