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12score
$135,000
MLS
Street view2530 S Holt Rd
Indianapolis IN 46241 · Single Family · built 1952
2 bd1 ba884 sqft$153/sqft vs ZIP $157 −3%
0.97 lender DSCR (est.)
Rent covers the estimated payment 0.97× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $975/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$135,000List price
$975Rent estimate / mo
0.97Lender DSCR (est.)
$2,866Taxes / yr · county assessor
$157ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $975 |
| − Mortgage (P&I) | −$708 |
| − Taxes | −$239 |
| − Insurance | −$56 |
| = Cash flow before vacancy & repairs | $-28 |
The numbers
- Price
- $135,000
- $ / sq ft
- $153 ZIP median $157
- Rent estimate
- $975/mo ZIP + bedroom comps
- Property taxes
- $2,866/yr 2% cap on assessed value $143,300
- PITIA (assumed)
- $1,003/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.97 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 884 sq ft
- Lot
- 10,454 sq ft
- Year built
- 1952
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125201
- Listed
- Sep 11, 2026
- Days on market
- 21
- Listing agent
- Keith Fields · F.C. Tucker Company - West
3175064483 · keith.fields@talktotucker.com - Price history
- First asked $135,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.