1 / 6
30score
New
$214,900
MLS
Street view2546 Union St
Indianapolis IN 46225 · Single Family · built 1925
3 bd2 ba1,016 sqft$212/sqft vs ZIP $149 +42%
1.30 lender DSCR (est.)
Rent covers the estimated payment 1.30× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,850/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.30new this week
The underwriting
The numbers (estimates, illustrative)
$214,900List price
$1,850Rent estimate / mo
1.30Lender DSCR (est.)
$2,536Taxes / yr · county assessor
$149ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,850 |
| − Mortgage (P&I) | −$1,127 |
| − Taxes | −$211 |
| − Insurance | −$90 |
| = Cash flow before vacancy & repairs | $422 |
The numbers
- Price
- $214,900
- $ / sq ft
- $212 ZIP median $149
- Rent estimate
- $1,850/mo ZIP + bedroom comps
- Property taxes
- $2,536/yr 2% cap on assessed value $126,800
- PITIA (assumed)
- $1,428/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.30 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 DSCR 1.30 · new this week
The property
- Beds / baths
- 3 / 2
- Living area
- 1,016 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1925
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22134271
- Listed
- Oct 30, 2026
- Days on market
- 2
- Listing agent
- Krystal Maldonado · West & Main Real Estate
3173953037 - Price history
- First asked $214,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.