Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
12score
↓ $9,000
$305,000
MLS
Street view2709 Lucas Dr
Westfield IN 46074 · Single Family · built 1996
3 bd2 ba1,346 sqft$227/sqft vs ZIP $210 +8%
1.00 lender DSCR (est.)
Rent covers the estimated payment 1.00× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 3%
The underwriting
The numbers (estimates, illustrative)
$305,000List price
$2,219Rent estimate / mo
1.00Lender DSCR (est.)
$5,766Taxes / yr · county assessor
$210ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$1,599 |
| − Taxes | −$481 |
| − Insurance | −$127 |
| − HOA | −$13 |
| = Cash flow before vacancy & repairs | $-1 |
The numbers
- Price
- $305,000
- $ / sq ft
- $227 ZIP median $210
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $5,766/yr 2% cap on assessed value $288,300
- PITIA (assumed)
- $2,220/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $13/mo
- Lender DSCR (est.)
- 1.00 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 price cut 3%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,346 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1996
- Property type
- Single Family
- HOA
- $13/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22109341
- Listed
- Jun 24, 2026
- Days on market
- 103
- Listing agent
- Shelby K Farrar · Opendoor Brokerage, LLC.
4804625392 · homes@opendoor.com - Price history
- First asked $314,000 · previously $314,000 cut $9,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.