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59score
$130,000
MLS
Street view2835 S Pennsylvania St
Indianapolis IN 46225 · Single Family · built 1929
2 bd1 ba1,049 sqft$124/sqft vs ZIP $148 −16%
1.99 lender DSCR (est.)
Rent covers the estimated payment 1.99× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,820/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.9916% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$130,000List price
$1,820Rent estimate / mo
1.99Lender DSCR (est.)
$2,130Taxes / yr · county assessor
$148ZIP median $ / sqft
59/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,820 |
| − Mortgage (P&I) | −$682 |
| − Taxes | −$178 |
| − Insurance | −$54 |
| = Cash flow before vacancy & repairs | $907 |
The numbers
- Price
- $130,000
- $ / sq ft
- $124 ZIP median $148
- Rent estimate
- $1,820/mo rent comps
- Property taxes
- $2,130/yr 2% cap on assessed value $106,500
- PITIA (assumed)
- $913/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.99 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 59/100 DSCR 1.99 · 16% under ZIP $/sqft
The property
- Beds / baths
- 2 / 1
- Living area
- 1,049 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1929
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119528
- Listed
- Aug 11, 2026
- Days on market
- 52
- Listing agent
- Susan Apple & Katie Dailey, A Mother Daughter Team · Acup Team, LLC
3174453355 · teamapple.katiedailey@gmail.com - Price history
- First asked $130,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.