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31score
$186,500
MLS
Street view2846 Highland Pl
Indianapolis IN 46208 · Single Family · built 2011
5 bd2 ba1,582 sqft$118/sqft vs ZIP $126 −6%
1.29 lender DSCR (est.)
Rent covers the estimated payment 1.29× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,746/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.29
The underwriting
The numbers (estimates, illustrative)
$186,500List price
$1,746Rent estimate / mo
1.29Lender DSCR (est.)
$3,516Taxes / yr · county assessor
$126ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,746 |
| − Mortgage (P&I) | −$978 |
| − Taxes | −$293 |
| − Insurance | −$78 |
| = Cash flow before vacancy & repairs | $397 |
The numbers
- Price
- $186,500
- $ / sq ft
- $118 ZIP median $126
- Rent estimate
- $1,746/mo HUD fair-market rent
- Property taxes
- $3,516/yr 2% cap on assessed value $175,800
- PITIA (assumed)
- $1,349/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.29 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 DSCR 1.29
The property
- Beds / baths
- 5 / 2
- Living area
- 1,582 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2011
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133141
- Listed
- Oct 23, 2026
- Days on market
- 9
- Listing agent
- Kung Puii · Mang Tha Real Estate, Llc
3177348484 · kpuii.works1@gmail.com - Price history
- First asked $186,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.