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41score
New
$180,000
MLS
Street view2850 Adams St
Indianapolis IN 46218 · Single Family · built 1920
4 bd1 ba1,722 sqft$105/sqft vs ZIP $138 −24%
1.14 lender DSCR (est.)
Rent covers the estimated payment 1.14× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,350/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
24% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$180,000List price
$1,350Rent estimate / mo
1.14Lender DSCR (est.)
$1,970Taxes / yr · county assessor
$138ZIP median $ / sqft
41/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,350 |
| − Mortgage (P&I) | −$944 |
| − Taxes | −$164 |
| − Insurance | −$75 |
| = Cash flow before vacancy & repairs | $167 |
The numbers
- Price
- $180,000
- $ / sq ft
- $105 ZIP median $138
- Rent estimate
- $1,350/mo ZIP + bedroom comps
- Property taxes
- $1,970/yr 2% cap on assessed value $98,500
- PITIA (assumed)
- $1,183/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.14 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 41/100 24% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 1
- Living area
- 1,722 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128228
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Luis Coronel · Realty of America LLC
3175130076 · luiscarloscoronel@gmail.com - Price history
- First asked $180,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.