1 / 6
0score
$479,000
MLS
Street view2859 Sutherland Ave
Indianapolis IN 46205 · Single Family · built 1900
4 bd2 ba2,347 sqft$204/sqft vs ZIP $163 +25%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,973/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$479,000List price
$2,973Rent estimate / mo
0.85Lender DSCR (est.)
$9,254Taxes / yr · county assessor
$163ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,973 |
| − Mortgage (P&I) | −$2,512 |
| − Taxes | −$771 |
| − Insurance | −$200 |
| = Cash flow before vacancy & repairs | $-510 |
The numbers
- Price
- $479,000
- $ / sq ft
- $204 ZIP median $163
- Rent estimate
- $2,973/mo ZIP + bedroom comps
- Property taxes
- $9,254/yr 2% cap on assessed value $462,700
- PITIA (assumed)
- $3,483/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2
- Living area
- 2,347 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127869
- Listed
- Sep 23, 2026
- Days on market
- 10
- Listing agent
- Billy Ratthahao · Indy Dwell Real Estate
8475210975 · billy@indydwell.com - Price history
- First asked $479,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.