1 / 6
0score
$313,500
MLS
Street view2954 Winthrop Ave
Indianapolis IN 46205 · Single Family · built 1914
3 bd2.5 ba1,664 sqft$188/sqft vs ZIP $165 +14%
0.73 lender DSCR (est.)
Rent covers the estimated payment 0.73× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,638/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$313,500List price
$1,638Rent estimate / mo
0.73Lender DSCR (est.)
$5,724Taxes / yr · county assessor
$165ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,638 |
| − Mortgage (P&I) | −$1,644 |
| − Taxes | −$477 |
| − Insurance | −$131 |
| = Cash flow before vacancy & repairs | $-614 |
The numbers
- Price
- $313,500
- $ / sq ft
- $188 ZIP median $165
- Rent estimate
- $1,638/mo ZIP + bedroom comps
- Property taxes
- $5,724/yr 2% cap on assessed value $286,200
- PITIA (assumed)
- $2,252/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.73 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,664 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1914
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132099
- Listed
- Oct 18, 2026
- Days on market
- 14
- Listing agent
- Christopher Wynkoop · Wynkoop Brokerage Firm, LLC
3175074121 · swynkoop@indianareo.com - Price history
- First asked $313,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.