1 / 6
10score
↓ $30,000
$295,000
MLS
Street view3006 Ruckle St
Indianapolis IN 46205 · Single Family · built 1920
3 bd3 ba1,644 sqft$179/sqft vs ZIP $165 +9%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 10%
The underwriting
The numbers (estimates, illustrative)
$295,000List price
$1,710Rent estimate / mo
0.84Lender DSCR (est.)
$4,294Taxes / yr · county assessor
$165ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,547 |
| − Taxes | −$358 |
| − Insurance | −$123 |
| = Cash flow before vacancy & repairs | $-318 |
The numbers
- Price
- $295,000
- $ / sq ft
- $179 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $4,294/yr 2% cap on assessed value $214,700
- PITIA (assumed)
- $2,028/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 10%
The property
- Beds / baths
- 3 / 3
- Living area
- 1,644 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118907
- Listed
- Aug 7, 2026
- Days on market
- 71
- Listing agent
- Shantel Morris · Pendula Group, Llc
3176416100 · shanteldesigns@gmail.com - Price history
- First asked $325,000 · previously $325,000 cut $30,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.