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16score
$399,900
MLS
Street view3030 N Capitol Ave
Indianapolis IN 46208 · Single Family · built 1905
8 bd4.5 ba3,764 sqft$106/sqft vs ZIP $131 −19%
0.69 lender DSCR (est.)
Rent covers the estimated payment 0.69× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,797/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
19% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$399,900List price
$1,797Rent estimate / mo
0.69Lender DSCR (est.)
$4,192Taxes / yr · county assessor
$131ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,797 |
| − Mortgage (P&I) | −$2,097 |
| − Taxes | −$349 |
| − Insurance | −$167 |
| = Cash flow before vacancy & repairs | $-816 |
The numbers
- Price
- $399,900
- $ / sq ft
- $106 ZIP median $131
- Rent estimate
- $1,797/mo HUD fair-market rent
- Property taxes
- $4,192/yr 2% cap on assessed value $209,600
- PITIA (assumed)
- $2,613/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 19% under ZIP $/sqft
The property
- Beds / baths
- 8 / 4.5
- Living area
- 3,764 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1905
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125323
- Listed
- Sep 10, 2026
- Days on market
- 23
- Listing agent
- Taylor Thomas · Exp Realty, LLC
3175025098 · realtor@taylorthomasrealty.com - Price history
- First asked $399,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.