Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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29score
↓ $10,000
$315,000
MLS
Street view3030 Torchlight Cir
Indianapolis IN 46217 · Single Family · built 2013
4 bd2.5 ba2,444 sqft$129/sqft vs ZIP $164 −21%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,055/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
22% under ZIP $/sqftprice cut 3%below assessed value
The underwriting
The numbers (estimates, illustrative)
$315,000List price
$2,055Rent estimate / mo
0.86Lender DSCR (est.)
$6,866Taxes / yr · county assessor
$164ZIP median $ / sqft
29/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,055 |
| − Mortgage (P&I) | −$1,652 |
| − Taxes | −$572 |
| − Insurance | −$131 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-333 |
The numbers
- Price
- $315,000
- $ / sq ft
- $129 ZIP median $164
- Rent estimate
- $2,055/mo ZIP + bedroom comps
- Property taxes
- $6,866/yr 2% cap on assessed value $343,300
- PITIA (assumed)
- $2,388/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.86 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 29/100 22% under ZIP $/sqft · price cut 3% · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,444 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2013
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22117977
- Listed
- Aug 7, 2026
- Days on market
- 57
- Listing agent
- Shawna Brooks · Keller Williams Indy Metro S
3178868228 · shawnabrooks@kw.com - Price history
- First asked $325,000 · previously $325,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.