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49score
$85,000
MLS
Street view3051 S Roena St
Indianapolis IN 46241 · Single Family · built 1952
1 bd1 ba568 sqft$150/sqft vs ZIP $157 −5%
1.84 lender DSCR (est.)
Rent covers the estimated payment 1.84× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,049/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.84
The underwriting
The numbers (estimates, illustrative)
$85,000List price
$1,049Rent estimate / mo
1.84Lender DSCR (est.)
$1,072Taxes / yr · county assessor
$157ZIP median $ / sqft
49/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,049 |
| − Mortgage (P&I) | −$446 |
| − Taxes | −$89 |
| − Insurance | −$35 |
| = Cash flow before vacancy & repairs | $479 |
The numbers
- Price
- $85,000
- $ / sq ft
- $150 ZIP median $157
- Rent estimate
- $1,049/mo HUD fair-market rent
- Property taxes
- $1,072/yr 2% cap on assessed value $53,600
- PITIA (assumed)
- $570/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 49/100 DSCR 1.84
The property
- Beds / baths
- 1 / 1
- Living area
- 568 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1952
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 110421
- Listed
- Sep 5, 2026
- Days on market
- 27
- Listing agent
- Tanya Davis · A & B HOMES
3174147481 · tanya@abhomesin.com - Price history
- First asked $85,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.