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28score
New
$314,950
MLS
Street view3070 E 47th St
Indianapolis IN 46205 · Single Family · built 1947
5 bd2 ba2,528 sqft$125/sqft vs ZIP $163 −24%
0.95 lender DSCR (est.)
Rent covers the estimated payment 0.95× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,041/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
23% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$314,950List price
$2,041Rent estimate / mo
0.95Lender DSCR (est.)
$4,322Taxes / yr · county assessor
$163ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,041 |
| − Mortgage (P&I) | −$1,652 |
| − Taxes | −$360 |
| − Insurance | −$131 |
| = Cash flow before vacancy & repairs | $-102 |
The numbers
- Price
- $314,950
- $ / sq ft
- $125 ZIP median $163
- Rent estimate
- $2,041/mo HUD fair-market rent
- Property taxes
- $4,322/yr 2% cap on assessed value $216,100
- PITIA (assumed)
- $2,143/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.95 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 23% under ZIP $/sqft · new this week
The property
- Beds / baths
- 5 / 2
- Living area
- 2,528 sq ft
- Lot
- 13,721 sq ft
- Year built
- 1947
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129101
- Listed
- Oct 2, 2026
- Days on market
- 2
- Listing agent
- Simona Baskin · Compass of Indiana, LLC
4632546024 · simona.lembas@gmail.com - Price history
- First asked $314,950
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.