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65score
$85,000
MLS
Street view31 W Arizona St
Indianapolis IN 46225 · Single Family · built 1929
3 bd1 ba1,352 sqft$63/sqft vs ZIP $148 −58%
1.88 lender DSCR (est.)
Rent covers the estimated payment 1.88× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,190/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.8858% under ZIP $/sqftverify conditionbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$85,000List price
$1,190Rent estimate / mo
1.88Lender DSCR (est.)
$1,836Taxes / yr · county assessor
$148ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,190 |
| − Mortgage (P&I) | −$446 |
| − Taxes | −$153 |
| − Insurance | −$35 |
| = Cash flow before vacancy & repairs | $556 |
The numbers
- Price
- $85,000
- $ / sq ft
- $63 ZIP median $148
- Rent estimate
- $1,190/mo rent comps
- Property taxes
- $1,836/yr 2% cap on assessed value $91,800
- PITIA (assumed)
- $634/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.88 · 58% under ZIP $/sqft · verify condition · below assessed value
The property
- Beds / baths
- 3 / 1
- Living area
- 1,352 sq ft
- Lot
- 3,485 sq ft
- Year built
- 1929
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22096767
- Listed
- Apr 20, 2026
- Days on market
- 165
- Listing agent
- Joshua Bangert · Hidalgo Group, LLC
3175238452 · joshuabangert@gmail.com - Price history
- First asked $85,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.