Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
$675,000
MLS
Street view310 2nd St NE
Carmel IN 46032 · Single Family · built 1900
4 bd2 ba2,314 sqft$292/sqft vs ZIP $233 +25%
0.61 lender DSCR (est.)
Rent covers the estimated payment 0.61× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,728/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$675,000List price
$2,728Rent estimate / mo
0.61Lender DSCR (est.)
$8,100Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,728 |
| − Mortgage (P&I) | −$3,540 |
| − Taxes | −$675 |
| − Insurance | −$281 |
| = Cash flow before vacancy & repairs | $-1,768 |
The numbers
- Price
- $675,000
- $ / sq ft
- $292 ZIP median $233
- Rent estimate
- $2,728/mo HUD fair-market rent
- Property taxes
- $8,100/yr assumed 1.2% of price
- PITIA (assumed)
- $4,496/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.61 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2
- Living area
- 2,314 sq ft
- Lot
- 10,716 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22091991
- Listed
- Mar 28, 2026
- Days on market
- 191
- Listing agent
- Carrie Garvey-lawson · REMAX ONE
3176911530 · garveylawson@sbcglobal.net - Price history
- First asked $675,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.