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30score
$400,000
MLS
Street view3102 Bent Timber Dr
Indianapolis IN 46268 · Single Family · built 2015
4 bd2.5 ba3,577 sqft$112/sqft vs ZIP $159 −30%
0.79 lender DSCR (est.)
Rent covers the estimated payment 0.79× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,368/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
30% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$400,000List price
$2,368Rent estimate / mo
0.79Lender DSCR (est.)
$8,274Taxes / yr · county assessor
$159ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,368 |
| − Mortgage (P&I) | −$2,098 |
| − Taxes | −$690 |
| − Insurance | −$167 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $-611 |
The numbers
- Price
- $400,000
- $ / sq ft
- $112 ZIP median $159
- Rent estimate
- $2,368/mo ZIP + bedroom comps
- Property taxes
- $8,274/yr 2% cap on assessed value $413,700
- PITIA (assumed)
- $2,979/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 0.79 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 30% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,577 sq ft
- Lot
- 13,504 sq ft
- Year built
- 2015
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126456
- Listed
- Sep 17, 2026
- Days on market
- 16
- Listing agent
- Perla Palma Nunez · Keller Williams Indy Metro S
3176921998 · ppalma@callcarpenter.com - Price history
- First asked $400,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.