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63score
$135,400
MLS
Street view315 S Rural St
Indianapolis IN 46201 · Multi-Family · built 1950
2 bd2 ba1,344 sqft$101/sqft vs ZIP $140 −28%
1.52 lender DSCR (est.)
Rent covers the estimated payment 1.52× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,240/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5228% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$135,400List price
$1,240Rent estimate / mo
1.52Lender DSCR (est.)
$590Taxes / yr · county assessor
$140ZIP median $ / sqft
63/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,240 |
| − Mortgage (P&I) | −$710 |
| − Taxes | −$49 |
| − Insurance | −$56 |
| = Cash flow before vacancy & repairs | $424 |
The numbers
- Price
- $135,400
- $ / sq ft
- $101 ZIP median $140
- Rent estimate
- $1,240/mo ZIP + bedroom comps
- Property taxes
- $590/yr 2% cap on assessed value $29,500
- PITIA (assumed)
- $816/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 63/100 DSCR 1.52 · 28% under ZIP $/sqft
The property
- Beds / baths
- 2 / 2
- Living area
- 1,344 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1950
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119594
- Listed
- Aug 13, 2026
- Days on market
- 57
- Listing agent
- Marybeth Cambre · Ferris Property Group
4237716583 · mbcambre@mchomerealty.com - Price history
- First asked $135,400
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.