1 / 6
45score
$139,000
MLS
Street view3152 N Temple Ave
Indianapolis IN 46218 · Single Family · built 1991
4 bd1.5 ba1,016 sqft$137/sqft vs ZIP $138 −1%
1.72 lender DSCR (est.)
Rent covers the estimated payment 1.72× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.72
The underwriting
The numbers (estimates, illustrative)
$139,000List price
$1,600Rent estimate / mo
1.72Lender DSCR (est.)
$1,726Taxes / yr · county assessor
$138ZIP median $ / sqft
45/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,600 |
| − Mortgage (P&I) | −$729 |
| − Taxes | −$144 |
| − Insurance | −$58 |
| = Cash flow before vacancy & repairs | $669 |
The numbers
- Price
- $139,000
- $ / sq ft
- $137 ZIP median $138
- Rent estimate
- $1,600/mo ZIP + bedroom comps
- Property taxes
- $1,726/yr 2% cap on assessed value $86,300
- PITIA (assumed)
- $931/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.72 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 45/100 DSCR 1.72
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,016 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1991
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120807
- Listed
- Aug 18, 2026
- Days on market
- 60
- Listing agent
- Aaron Schlesinger · Finney Group Realty LLC
3176454444 · aaron.schlesinger@realtyqwest.com - Price history
- First asked $139,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.