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65score
$88,900
MLS
Street view319 S Dearborn St
Indianapolis IN 46201 · Single Family · built 1921
2 bd1 ba804 sqft$111/sqft vs ZIP $141 −22%
1.56 lender DSCR (est.)
Rent covers the estimated payment 1.56× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5621% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$88,900List price
$1,195Rent estimate / mo
1.56Lender DSCR (est.)
$3,162Taxes / yr · county assessor
$141ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$466 |
| − Taxes | −$264 |
| − Insurance | −$37 |
| = Cash flow before vacancy & repairs | $428 |
The numbers
- Price
- $88,900
- $ / sq ft
- $111 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $3,162/yr 2% cap on assessed value $158,100
- PITIA (assumed)
- $767/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.56 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.56 · 21% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 804 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1921
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22113405
- Listed
- Jul 22, 2026
- Days on market
- 101
- Listing agent
- Claire Sorrels · List With Ben, LLC
3179700929 · claire@benbuysindyhouses.com - Price history
- First asked $88,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.