1 / 6
70score
New
$50,000
MLS
Street view3205 St Paul St
Indianapolis IN 46237 · Single Family · built 1940
1 bd1 ba840 sqft$60/sqft vs ZIP $150 −60%
1.66 lender DSCR (est.)
Rent covers the estimated payment 1.66× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $700/mo (hud:safmr:capped) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6660% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$50,000List price
$700Rent estimate / mo
1.66Lender DSCR (est.)
$1,660Taxes / yr · county assessor
$150ZIP median $ / sqft
70/100Deal Score
Monthly picture (illustrative)
| Rent est. | $700 |
| − Mortgage (P&I) | −$262 |
| − Taxes | −$138 |
| − Insurance | −$21 |
| = Cash flow before vacancy & repairs | $279 |
The numbers
- Price
- $50,000
- $ / sq ft
- $60 ZIP median $150
- Rent estimate
- $700/mo hud:safmr:capped
- Property taxes
- $1,660/yr 2% cap on assessed value $83,000
- PITIA (assumed)
- $421/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 70/100 DSCR 1.66 · 60% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 1 / 1
- Living area
- 840 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1940
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129776
- Listed
- Oct 13, 2026
- Days on market
- 2
- Listing agent
- Wendy Vivirito · Keller Williams Indpls Metro N
3176035548 · wendyvivirito@gmail.com - Price history
- First asked $50,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.