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28score
$130,000
MLS
Street view3221 S Mcclure St
Indianapolis IN 46221 · Single Family · built 1941
2 bd1 ba1,768 sqft$74/sqft vs ZIP $145 −49%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $950/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
49% under ZIP $/sqftverify condition
The underwriting
The numbers (estimates, illustrative)
$130,000List price
$950Rent estimate / mo
1.10Lender DSCR (est.)
$1,560Taxes / yr · assumed 1.2%
$145ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $950 |
| − Mortgage (P&I) | −$682 |
| − Taxes | −$130 |
| − Insurance | −$54 |
| = Cash flow before vacancy & repairs | $84 |
The numbers
- Price
- $130,000
- $ / sq ft
- $74 ZIP median $145
- Rent estimate
- $950/mo ZIP + bedroom comps
- Property taxes
- $1,560/yr assumed 1.2% of price
- PITIA (assumed)
- $866/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 49% under ZIP $/sqft · verify condition
The property
- Beds / baths
- 2 / 1
- Living area
- 1,768 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1941
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126260
- Listed
- Sep 17, 2026
- Days on market
- 15
- Listing agent
- Terry Young · Red Bridge Real Estate
8122168602 · terry@redbridgerealestate.com - Price history
- First asked $130,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.