1 / 6
40score
↓ $11,000
$209,000
MLS
Street view3223 Vincz Dr
Indianapolis IN 46228 · Single Family · built 1959
3 bd1.5 ba1,534 sqft$136/sqft vs ZIP $143 −5%
1.30 lender DSCR (est.)
Rent covers the estimated payment 1.30× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,955/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.30price cut 5%
The underwriting
The numbers (estimates, illustrative)
$209,000List price
$1,955Rent estimate / mo
1.30Lender DSCR (est.)
$3,834Taxes / yr · county assessor
$143ZIP median $ / sqft
40/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,955 |
| − Mortgage (P&I) | −$1,096 |
| − Taxes | −$320 |
| − Insurance | −$87 |
| = Cash flow before vacancy & repairs | $452 |
The numbers
- Price
- $209,000
- $ / sq ft
- $136 ZIP median $143
- Rent estimate
- $1,955/mo ZIP + bedroom comps
- Property taxes
- $3,834/yr 2% cap on assessed value $191,700
- PITIA (assumed)
- $1,503/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.30 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 40/100 DSCR 1.30 · price cut 5%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,534 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1959
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22118299
- Listed
- Aug 6, 2026
- Days on market
- 72
- Listing agent
- Teresa Homan · MAINSTAY BROKERAGE LLC
6784773578 · teresa.homan@opendoor.com - Price history
- First asked $220,000 · previously $213,000 cut $11,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.