1 / 6
18score
↓ $5,000
$164,900
MLS
Street view3318 E Saint Clair St
Indianapolis IN 46201 · Single Family · built 1923
2 bd1 ba874 sqft$189/sqft vs ZIP $141 +34%
1.09 lender DSCR (est.)
Rent covers the estimated payment 1.09× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 3%
The underwriting
The numbers (estimates, illustrative)
$164,900List price
$1,195Rent estimate / mo
1.09Lender DSCR (est.)
$1,979Taxes / yr · assumed 1.2%
$141ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$165 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $97 |
The numbers
- Price
- $164,900
- $ / sq ft
- $189 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $1,979/yr assumed 1.2% of price
- PITIA (assumed)
- $1,098/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 price cut 3%
The property
- Beds / baths
- 2 / 1
- Living area
- 874 sq ft
- Lot
- 3,485 sq ft
- Year built
- 1923
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129073
- Listed
- Oct 1, 2026
- Days on market
- 16
- Listing agent
- Kisha Parker, M.a., Lmft, Realtor · Keller Williams Indy Metro Ne
3175727100 · kishaparker@kw.com - Price history
- First asked $169,900 · previously $169,900 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.