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31score
New
$549,999
MLS
Street view3326 Ruckle St
Indianapolis IN 46205 · Single Family · built 1960
4 bd5.5 ba5,524 sqft$100/sqft vs ZIP $165 −40%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $3,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
40% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$549,999List price
$3,600Rent estimate / mo
0.92Lender DSCR (est.)
$9,594Taxes / yr · county assessor
$165ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $3,600 |
| − Mortgage (P&I) | −$2,884 |
| − Taxes | −$800 |
| − Insurance | −$229 |
| = Cash flow before vacancy & repairs | $-313 |
The numbers
- Price
- $549,999
- $ / sq ft
- $100 ZIP median $165
- Rent estimate
- $3,600/mo ZIP + bedroom comps
- Property taxes
- $9,594/yr 2% cap on assessed value $479,700
- PITIA (assumed)
- $3,913/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 40% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 5.5
- Living area
- 5,524 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1960
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133676
- Listed
- Oct 30, 2026
- Days on market
- 3
- Listing agent
- Alexandria Heygood · Highgarden Real Estate
3179643643 · amheygood@highgarden.com - Price history
- First asked $549,999
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.