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25score
$318,900
MLS
Street view3444 Garden Grove Dr
Indianapolis IN 46214 · Single Family · built 1994
4 bd3.5 ba2,929 sqft$109/sqft vs ZIP $143 −24%
0.77 lender DSCR (est.)
Rent covers the estimated payment 0.77× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,846/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
24% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$318,900List price
$1,846Rent estimate / mo
0.77Lender DSCR (est.)
$7,214Taxes / yr · county assessor
$143ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,846 |
| − Mortgage (P&I) | −$1,672 |
| − Taxes | −$601 |
| − Insurance | −$133 |
| = Cash flow before vacancy & repairs | $-560 |
The numbers
- Price
- $318,900
- $ / sq ft
- $109 ZIP median $143
- Rent estimate
- $1,846/mo HUD fair-market rent
- Property taxes
- $7,214/yr 2% cap on assessed value $360,700
- PITIA (assumed)
- $2,406/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.77 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 24% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 3.5
- Living area
- 2,929 sq ft
- Lot
- 15,682 sq ft
- Year built
- 1994
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126074
- Listed
- Sep 15, 2026
- Days on market
- 18
- Listing agent
- Gigiola Gomez · F.C. Tucker Company - Zionsville
3176974594 · gigiolagomez2@gmail.com - Price history
- First asked $318,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.